If you’re dealing with stubborn belly fat, fatigue, anxiety, or unpredictable energy crashes, you may be wondering how to get tested for high cortisol. Cortisol is your body’s main stress hormone — and when it stays elevated, it can affect sleep, metabolism, digestion, and weight.
This guide explains exactly how cortisol testing works, the difference between at-home kits vs. doctor-ordered tests, when to get tested, and what to do next.
The 4 Main Ways to Test Cortisol (Simple Breakdown)

1. At-Home Saliva Cortisol Test (Most Convenient)
Best for: Tracking daily cortisol patterns, morning spikes, late-night stress, burnout symptoms.
How it works:
- You collect saliva samples at home (usually 4 times a day).
- You mail them to a CLIA-certified lab.
- Results show cortisol levels throughout the day.
Why people in the US prefer it:
- Non-invasive
- No doctor visit
- Shows stress-patterns, not just a snapshot
- Affordable ($59–$129)
Limitations:
- Not a diagnostic test for Cushing’s
- Can be inaccurate if you eat, drink, or brush teeth before collecting samples

2. Blood (Serum) Cortisol Test
Best for: Checking morning cortisol (AM levels).
How it works:
- A blood draw at your local lab (LabCorp, Quest, your PCP).
- Usually done between 7–9 AM when cortisol peaks.
Limitations:
- Only shows a single moment
- Stress from the blood draw can affect results

3. 24-Hour Urine Free Cortisol Test (Gold Standard for High Cortisol)
Best for:
- Suspected Cushing’s syndrome
- Very high cortisol symptoms
- Doctor-ordered diagnostic testing
How it works:
- You collect all your urine for 24 hours.
- Lab measures total cortisol over a full day.
Benefits:
- Most accurate for chronic high cortisol
- Recommended by endocrinologists
4. Dexamethasone Suppression Test (DST)
Best for: Medical diagnosis when cortisol is extremely high.
How it works:
- You take dexamethasone (a steroid) at night.
- Your blood cortisol is tested the next morning.
- If cortisol does NOT drop → cortisol is abnormally high.
At-Home vs. Doctor Testing: What’s the REAL Difference?
At-Home Tests — Best For:
✔ Stress tracking
✔ Fatigue
✔ Sleep issues
✔ Suspected “cortisol belly”
✔ Monitoring improvement over time
These tests are screeners, not medical diagnostics.
Doctor-Ordered Tests — Best For:
✔ Rapid weight gain
✔ Purple stretch marks
✔ Severe fatigue
✔ Unexplained belly fat
✔ High blood pressure + high blood sugar
✔ Muscle weakness
Doctors use urine, blood, or DST to confirm serious hormone disorders.
Which Test Should You Choose? (Quick Guide)
- Just curious or managing stress?
→ At-home saliva cortisol test - Concerned about adrenal issues or severe symptoms?
→ Start with your primary care doctor (PCP) - Symptoms strongly suggest Cushing’s?
→ Ask for 24-hour urine cortisol or DST - Tracking sleep, burnout, or chronic stress?
→ 4-point saliva test
How to Prepare for Each Test
Before a Saliva Test (At-Home)
- Don’t eat/drink 30 minutes prior
- No brushing teeth or gum chewing
- Avoid alcohol & heavy exercise the night before
Before a Blood Test
- Test between 7–9 AM
- Avoid stress before the draw
- Take medications as instructed by your doctor
Before a 24-Hour Urine Test
- Start with an empty bladder
- Collect ALL urine for 24 hours
- Keep container refrigerated
When You Should See a Doctor (IMPORTANT)
You should see a doctor if you have:
- Rapid belly fat increase
- Persistent fatigue
- Sleep disturbances
- Anxiety + irritability
- Irregular periods
- Blood pressure or blood sugar changes
Best doctor for high cortisol:
👉 Primary Care Physician (first step)
👉 Endocrinologist (specialist)
What to Do After You Get Your Results
If cortisol is high:
- Repeat test (cortisol fluctuates)
- Schedule an appointment with your PCP
- Rule out meds like prednisone
- Begin lifestyle changes (sleep, stress, diet)
If cortisol is normal but symptoms persist:
- Try a 4-point saliva test for patterns
- Check thyroid, insulin, and estrogen balance
- Review sleep quality & inflammation markers
Bonus Tip
If you think your cortisol is highest late at night, ask your doctor for a late-night salivary cortisol test — this is often more accurate for chronic stress patterns.
FAQs
1. What is the most accurate test for high cortisol?
The 24-hour urine free cortisol test is considered the most accurate diagnostic test.
2. Can you test cortisol at home?
Yes — saliva kits are accurate for daily patterns, but they are not used to diagnose medical disorders.
3. Do I need to fast for a cortisol blood test?
Fasting is not required, but the test must be done between 7–9 AM.
4. What doctor checks cortisol levels?
Start with your primary care doctor, who may refer you to an endocrinologist for abnormal results.
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Disclaimer:
This article is for informational and educational purposes only. It is not medical advice and should not be used to diagnose or treat any condition. Always talk to your doctor, primary care physician, or a qualified healthcare professional before making changes to your diet, supplements, or hormone-related treatments. If you have severe or persistent symptoms, seek medical help immediately.